What do you charge for your services?

Individual counseling is free.  Additionally, anyone can come in and sit down with our staff to see if they qualify for a loan through our program.

  • If a person does buy a home through SNHS, there is a $100 application fee. We also charge a 2% origination fee (minimum of $600) at settlement.
  • Our homebuyer education workshop is required for all families purchasing a home through SNHS. The cost for the in-person class is free and online classes are available for $100.00.  Scholarships may be available.
  • A fee is associated with pulling a credit report.  $66.63/individual and $118.70/couple.  

SNHS is a Chartered Member of the NeighborWorks Network | SNHS is a member of the Salisbury Area Chamber of Commerce

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